COVID-19 Resources for Community Developers

This resource page is designed for community development nonprofits and the associations that serve them. Go directly to COVID-19 resources for:

For policy platforms and resource pages developed by state and regional community development associations, go to our Member Response page.

Housing

Eviction Prevention / Rent Relief

A federal moratorium that has protected millions of renters from eviction since late March expires Friday, July 24. The moratorium covers renters who live in homes with federally-backed mortgages, which the Urban Institute estimates to be about 30 percent of all renters nationwide. Once the moratorium lapses, landlords can give their delinquent tenants 30 days’ notice and then begin filing eviction paperwork in late August. NHC's COVID-19 Housing Resource Center provides tips for communicating with a landlord, eviction prevention guidance, tools to check if a property is federally-backed, and more. View the FAQs for renters.

Some state and local governments are offering additional renter protections. NLIHC tracks state and local emergency rental assistance programs. Eviction Lab's COVID-19 Policy Scorecard provides state-by-state information and their policy tracker provides information about local emergency ordinances.

The Consumer Financial Protection Bureau provides information about Protections for Renters During the Pandemic. The National Law Project's Renter and Homeowner Rights During COVID-19 provides resources for advocates, attorneys, and policymakers.

Foreclosure Prevention / Mortgage Relief

Foreclosure moratoriums were extended until August 31 for single-family mortgages (1-4 units) owned and backed by Fannie Mae, Freddie Mac, FHA, and the USDA, which account for approximately 70% of all U.S. mortgages To understand what protections are available for a specific property, borrowers should first determine whether their loans are owned or backed by one of these federal entities. Use loan look-up tools for Fannie Mae and Freddie Mac. The National Housing Law Project provides instructions to determine whether a loan is owned or backed by HUD's Federal Housing Administration, the Veterans Administration, or the USDA Rural Housing System. 

Access information about relief options for mortgages owned or backed by Fannie MaeFreddie MacHUD and the USDA. The Consumer Financial Protection Bureau provides a Guide to Coronavirus Mortgage Relief Options. The National Law Project's Renter and Homeowner Rights During COVID-19 provides resources for advocates, attorneys, and policymakers. View NHC's FAQs for homeowners.

Multifamily Housing

HUD’s Office of Community Planning and Development posted Flexibilities/Waivers Granted by the CARES Act + Mega Waivers and Guidance on June 22. The compendium covers HOME Investment Partnerships (HOME), Emergency Solutions Grant (ESG), Housing Opportunities for Persons with AIDS (HOPWA), Continuum of Care (CoC) programs, Consolidated Plan waivers,  and environmental review policies. CARES Act self-implementing provisions for the Community Development Block Grant (CDBG) program are included; however, long-awaited CDBG guidance has not yet been issued. For more information about CDBG, go to the Communities section of this webpage.

View HUD guidance for owners/agents of FHA-insured properties, project-based rental assistance, Section 232 and Section 811 properties. HUD also provides HOME Program FAQs as well as eviction moratorium material for tenants and owners for units assisted by the HOME Program.

Access multifamily resources and updates from Fannie Mae and Freddie Mac. The National Multifamily Housing Council provides a National Multifamily Housing Council Coronavirus Hub provides information for building owners. NHC provides FAQs on property management, multifamily finance, and homeless service providers.

Small Business

The Small Business Administration (SBA) provides the following loans and resources:

  • Paycheck Protection Program - An SBA loan that helps businesses keep their workforce employed during the Coronavirus crisis. $10 billion was set aside for Community Development Financial Institutions (CDFIs) on May 28. Use the Opportunity Finance Network's CDFI Locator to identify participating CDFIs by geographic location.
  • PRIME-2020-01 - Grant opportunity for microenterprise development organizations.
  • Economic Injury Disaster Loan Program - Long-term, low interest assistance for a small business or non-profit to help alleviate temporary loss of revenue. EIDL assistance can be used to cover payroll and inventory, pay debt or fund other expenses. 
  • Economic Injury Disaster Loan Emergency Advance - Loan advances of up to $10,000 for businesses that are currently experiencing a temporary loss of revenue. This loan advance will not have to be repaid. 
  • SBA Bridge Loans - Small businesses who currently have a business relationship with an SBA Express Lender can access up to $25,000 quickly.
  • SBA Debt Relief - The SBA will automatically pay the principal, interest, and fees of current 7(a), 504, and microloans for a period of six months. The SBA will also automatically pay the principal, interest, and fees for new 7(a), 504, and microloans issued prior to September 27, 2020.
  • Coronavirus Small Business Guidance & Loan Resources webpage provides information about what is currently available.

Guide to PPP Loan Forgiveness from the U.S. Chamber of Commerce help borrowers understand the process by which their loan forgiveness amount will be calculated and the overall approach of the loan forgiveness process.

Small Business Relief Tracker from Forbes provides information about funding, grants, and resources offered to small businesses from federal, state and local government agencies, private companies, and nonprofit organizations.

The Centers for Disease Control's Guidance for Reopening in America provides specific information for different types of businesses starting on page 38.

Communities

Community Development Block Grants

The CARES Act passed by Congress in March committed $5 billion to Community Development Block Grants (CDBG). HUD distributed $1 billion in CDBG funding in mid-May, the second round of CDBG funds dedicated as part of the CARES Act. The second round of funding was distributed primarily to states through a methodology HUD developed on pandemic-related needs. The first $2 billion round of CDBG funds was distributed in early April to states and municipalities based on existing formulas. The last $2 billion in CDBG funds as part of the CARES Act (third round) will be distributed to states and municipalities on a rolling basis by HUD through a formula yet to be determined. The CARES Act provides CDBG grantees with flexibilities and waivers similar to those granted for past disasters, including removing some caps on grants to nonprofits. To date, long-awaited CDBG guidance has not been issued, causing many jurisdictions to hesitate to move forward with implementing CDBG-CV activities such as desperately needed rental assistance.

Economic Development Administration (EDA) will provide $1.5 billion in funding to help communities prevent, prepare for, and respond to coronavirus. Nonprofits and associations are among those eligible for these CARES Act Recovery Assistance grants, which are intended to be flexible and responsive to the economic development needs and priorities of local and regional stakeholders. These will support a wide range of non-construction and construction activities, including Revolving Loan Funds, in regions across the country experiencing severe economic dislocations brought about by the coronavirus pandemic.

Rural Resources

The USDA's COVID-19 Federal Rural Resource Guide lists federal programs that can provide immediate and long-term assistance to rural residents, organizations, businesses, and communities impacted by COVID-19. 

Additional Resources

The Centers for Disease Control (CDC) provides regularly-updated information on how to plan, prepare, and respond to the COVID-19.

CONNECT Platform - Works anywhere in the country to find free and reduced cost services like food, healthcare, job opportunities, benefits enrollment, rent assistance and more anywhere in the country.

NHC provides FAQs for nonprofits.

Banking

Expansion of CRA Credit for Activities in Respond to COVID-19 - Joint statement from the Federal Reserve System, FDIC, and the OCC providing guidance to financial institutions on how they can receive credit on their Community Reinvestment Act (CRA) activities to low- and moderate-income people and communities affected by the coronavirus.

American Bankers Association: Bank Responses to COVID-19 - Alphabetical list of publicly-announced steps banks of all sizes have taken to respond to the crisis.

Racial Equity 

The NAACP’s “Ten Equity Implications of the Coronavirus COVID-19 Outbreak in the United States” includes sections on “Civil Rights Advocacy Recommendations” and “Promising Emerging Equity Based Efforts” with examples of nonprofits taking direct equity-based action.

The Movement for Black Lives’ National Demands During COVID-19 lists policy platforms centered on protecting Black communities during the pandemic.

Fundraising and Communications 

Funding

The National Center of Family Philanthropy has created a list of emergency funding opportunities for nonprofits working towards COVID-19 response and recovery.

Five Foundations, the Doris Duke Charitable Foundation, Ford Foundation, W.K. Kellogg Foundation, the John D. & Catherine T. MacArthur Foundation, and the Andrew W. Mellon Foundation, have announced a joint commitment to increase their payouts to nonprofit organizations with more than $1.7 billion within the next three years to stabilize and sustain the nonprofit sector.

Community Foundation has a list of community foundations with emergency funding packages for nonprofit organizations broken down by states.

Additional funding sources for nonprofits can be found on our Funding Opportunities page.

Communications

Planning for a COVID-19 Outbreak in Your Community from Leading Age provides a framework for organizations developing messaging for media consumption and/or responding to press inquiries about diagnosed cases of COVID-19 in your organization. 

Framing COVID-19 from the FrameWorks Institute provides guidance on effective and inclusive communications during the pandemic, including guidance on making a powerful case for nonprofits.

Talking About Homelessness and Housing During COVID-19 from Housing Action Illinois! provides sample messaging on housing and homelessness that members may find useful to quote, adopt, or adapt.

Talking about health, housing & COVID-19: Keeping Equity at the Forefront from Berkeley Media Studies Group provides tools and language to elevate equity-focused solutions in housing and health news for press communication and advocacy.

Communications Toolkit from the Opportunity Agenda provides guidance for developing values-based messages for those working to influence long-term public thinking about social justice issues while also crafting effective short-term campaigns.

Virtual Meeting Tools

Tech Soup recommendations:
Nonprofit Resources for Remote Work During the COVID-19 Outbreak

Wirecutter reviews:
Best Video Conferencing Service

Looking Glass Creative comparisons:
Online Event Resources