COVID-19 Resources for Community Developers

This resource page is designed for community development nonprofits and the associations that serve them. 

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Go to our State & Regional Resources webpage for NACEDA members' policy platforms and resource pages.

National Resources

Eviction & Foreclosure Prevention

The CARES Act provides certain protections from eviction and late fees due to nonpayment of rent for most tenants in federally subsidized or federally backed housing. These protections generally prohibit eviction until July 24, 2020. Protections only applies to the nonpayment of rent and other charges, and not for other causes for an eviction. Renters are expected to continue paying their rent during the eviction moratorium period, if they can. Those experiencing financial hardship should reach out to their landlord to discuss their situation and potential solutions.

Foreclosure moratoriums were extended to June 30 for single-family FHA-insured mortgages and mortgages backed by Fannie Mae and Freddie Mac. Fannie and Freddie will also provide a payment deferral option to homeowners who have their mortgages in forbearance, allowing those who can return to making their normal monthly mortgage payment with the ability to repay their missed payments at the time the home is sold, refinanced, or at maturity. Servicers will begin offering the payment deferral repayment option starting July 1, 2020. Borrowers receiving forbearance may not evict or charge late fees to tenants for the duration of the forbearance period. 

Small Business Assistance

The Small Business Administration (SBA) provides the following loans and resources:

  • Paycheck Protection Program - An SBA loan that helps businesses keep their workforce employed during the Coronavirus crisis. $10 billion was set aside for Community Development Financial Institutions (CDFIs) on May 28. Use the Opportunity Finance Network's CDFI Locator to identify participating CDFIs by geographic location.
  • PRIME-2020-01 - Grant opportunity for microenterprise development organizations.
  • Economic Injury Disaster Loan Emergency Advance - Loan advances of up to $10,000 for businesses that are currently experiencing a temporary loss of revenue. This loan advance will not have to be repaid. The SBA announced on May 4 that agricultural businesses are now eligible. are now eligible.
  • SBA Bridge Loans - Small businesses who currently have a business relationship with an SBA Express Lender can access up to $25,000 quickly.
  • SBA Debt Relief - The SBA will automatically pay the principal, interest, and fees of current 7(a), 504, and microloans for a period of six months. The SBA will also automatically pay the principal, interest, and fees for new 7(a), 504, and microloans issued prior to September 27, 2020.
  • Economic Injury Disaster Loan Program - The SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters.
  • Coronavirus Small Business Guidance & Loan Resources webpage provides information about what is currently available.

Guide to PPP Loan Forgiveness from the U.S. Chamber of Commerce help borrowers understand the process by which their loan forgiveness amount will be calculated and the overall approach of the loan forgiveness process.

Small Business Relief Tracker from Forbes provides information about funding, grants, and resources offered to small businesses from federal, state and local government agencies, private companies, and nonprofit organizations.

Recovery Assistance for Communities

The Economic Development Administration (EDA) will provide $1.5 billion in funding to help communities prevent, prepare for, and respond to coronavirus. Nonprofits and associations are among those eligible for these CARES Act Recovery Assistance grants, which are intended to be flexible and responsive to the economic development needs and priorities of local and regional stakeholders. These will support a wide range of non-construction and construction activities, including Revolving Loan Funds, in regions across the country experiencing severe economic dislocations brought about by the coronavirus pandemic.

Community Development Block Grants

The CARES Act passed by Congress in March committed $5 billion to Community Development Block Grants (CDBG). HUD distributed $1 billion in CDBG funding in mid-May, the second round of CDBG funds dedicated as part of the CARES Act. The second round of funding was distributed primarily to states through a methodology HUD developed on pandemic-related needs. The first $2 billion round of CDBG funds was distributed in early April to states and municipalities based on existing formulas. The last $2 billion in CDBG funds as part of the CARES Act (third round) will be distributed to states and municipalities on a rolling basis by HUD through a formula yet to be determined. The CARES Act provides CDBG grantees with flexibilities and waivers similar to those granted for past disasters, including removing some caps on grants to nonprofits.

Banking

Expansion of CRA Credit for Activities in Respond to COVID-19 - Joint statement from the Federal Reserve System, FDIC, and the OCC providing guidance to financial institutions on how they can receive credit on their Community Reinvestment Act (CRA) activities to low- and moderate-income people and communities affected by the coronavirus.

American Bankers Association: Bank Responses to COVID-19 - Alphabetical list of publicly-announced steps banks of all sizes have taken to respond to the crisis.

Multifamily Housing

Rural Communities

USDA’s COVID-19 Federal Rural Resource Guide lists federal programs that can provide immediate and long-term assistance to rural communities, organizations and residents impacted by COVID-19. These programs can support recovery efforts for rural residents, businesses and communities through: technical, training, and management assistance; financial assistance; and state and local assistance.

Health Guidance for Community Organizations

The Centers for Disease Control (CDC) provides regularly-updated information on how to plan, prepare, and respond to the COVID-19.

Communications 

Virtual Meeting Tools

Tech Soup recommendations:
Nonprofit Resources for Remote Work During the COVID-19 Outbreak

Wirecutter reviews:
Best Video Conferencing Service

Looking Glass Creative comparisons:
Online Event Resources

Communications & Fundraising Strategies

Planning for a COVID-19 Outbreak in Your Community from Leading Age provides a framework for organizations developing messaging for media consumption and/or responding to press inquiries about diagnosed cases of COVID-19 in your organization. 

Framing COVID-19 from the FrameWorks Institute provides guidance on effective and inclusive communications during the pandemic, including guidance on making a powerful case for nonprofits.

Coping in a Pandemic: Essential Nonprofit Philanthropic Strategies from Bloomerang

CONNECT Platform - Works anywhere in the country to find free and reduced cost services like food, healthcare, job opportunities, benefits enrollment, rent assistance and more anywhere in the country. WinnCompanies is offering this tool for free during the COVID-19 crisis.